Add-ons are options inside an Essential purchase — this site describes them as features of the plan, and the price checker shows their current prices when you build a quote.
Disclosure. Digital Farms LLC, which publishes Safe Traveler News, acts only as a SafetyWing Ambassador. This page is information only — not insurance advice — and Digital Farms LLC may earn a referral fee if you apply through the price checker on the coverage page.
Three: Adventure Sports, Electronics Theft, and U.S. coverage. Each is described below from SafetyWing's published pages.
An additional US$10 per 28 days on subscription plans, with a US$100,000 lifetime cap. SafetyWing's own example: you need it if the scooter you ride is bigger than 50cc.
Up to US$3,000 per insurance period, up to US$1,000 per electronic, and up to US$6,000 in your lifetime. A police report is required within 24 hours. Reimbursement is depreciated on a 50-month straight line — an item 50 months old or older has no reimbursement value.
SafetyWing's published pages do not state one consistent figure — its FAQ and calculator readings differ — so this page does not print one. The price checker shows the current price when you build a quote. This is also tracked on our unanswered questions page.
Not U.S. citizens or residents — SafetyWing does not sell it to them. For buyers who can take it, SafetyWing applies a US$100 co-pay per emergency room visit and a US$50 co-pay per urgent care visit.
No. Add-ons cannot be changed mid-policy. Changing them means stopping and buying a new policy — and conditions from the first plan then count as pre-existing under the new one.
Checked against SafetyWing's published information and Medicare.gov on November 5, 2026.