SafetyWing publishes nothing about Medicare, so every Medicare answer below comes from Medicare.gov itself. The last answer is SafetyWing's own rule about its U.S. coverage add-on.
Disclosure. Digital Farms LLC, which publishes Safe Traveler News, acts only as a SafetyWing Ambassador. This page is information only — not insurance advice — and Digital Farms LLC may earn a referral fee if you apply through the price checker on the coverage page.
Usually not. Medicare.gov states that Medicare usually doesn't cover health care while you're traveling outside the U.S., and in most cases you pay all of the costs. Rare exceptions include a medical emergency in the U.S. where a foreign hospital is closer than the nearest U.S. hospital that can treat you, and care on a cruise ship in a U.S. port or no more than 6 hours away from one.
Some do. Medicare.gov's Medigap comparison shows plans C, D, F, G, M, and N include a foreign travel emergency benefit that pays 80% of covered emergency charges, up to plan limits. Plans C and F are not available to people who became newly eligible for Medicare on or after January 1, 2020.
Not by Medicare. Medicare.gov states that Medicare drug plans don't cover prescription drugs you buy outside the U.S.
No. SafetyWing's U.S. coverage add-on is not available to U.S. citizens or residents.
Checked against SafetyWing's published information and Medicare.gov on November 5, 2026.